HCB TRUST Ek. för. is closely-regulated & operates in a prudent manner just like any other financial institutions. You will also find that you do not need to access HCB TRUST Ek. för. in the traditional sense. You can connect to your accounts 24/7 through the phone, online, at a network ATM or through the mail. We offer all types of financial services including loans, savings accounts, checking accounts, Internet account access and more. Our other services include on-line banking, consulting for private label debit card issuing as well as opening of correspondent accounts.

HCB TRUST Ek. för. is fully capable of taking in deposits without any type of capital requirements. Most financial services are usually restricted to the accepting of deposits and loans to its customers/members. Therefore, it would typically be expected to operate as a traditional savings and loan institution with the capitalization originating through customer/member contributions. However, it is feasible that such an entity could also issue guarantees (CD’s for example) as well as other financial instruments.

We operate as an excellent platform for raising capital through international deposit taking (issuing of CD’s, etc) and for engaging in savings & loan activities in general. We are a financial institution striving to serve your financial and economic needs. While we serve the financial needs of employees of our sponsor companies, we are a separate entity.