HCB Trust Ek. för. wants to emphasize the importance of protecting your PIN and password confidentiality. You are cautioned from writing down passwords and urged to prevent others from observing the entry of your password. The appropriate password length and composition is up to you, the member. Passwords composition that includes both upper and lower case alphabetic characters, combination of letters and numbers, and usage of special characters makes it more difficult for others to guess your password. Select letters that do not create a common word but instead represent the first letter of each word in a favorite phrase, poem, or song (referred to as mnemonics) can create a memorable but difficult to crack password.

It is also very important that your PIN number is not written anywhere on your debit card. If your debit card is lost or stolen, the PIN number on the card gives an unauthorized person full access to your funds.

The following information about e-mail applies to those sent via normal e-mail channels. If you fill out the e-mail form on this website, all information is encrypted (scrambled) and kept confidential.

While e-mail is fast and convenient, it is not entirely secure and may be intercepted by third parties. We highly recommend that you take care and caution not to send e-mails containing any personal, private or sensitive information that you would not want viewed by a third party. So, before you take advantage of the convenience of e-mail, consider these security issues.